Offers in Compromise
Settle your tax debt for less than the full amount owed when paying it is not feasible.
A clear path from notice to resolution.
Eligibility assessment
I calculate your Reasonable Collection Potential and tell you honestly whether an offer is realistic before you spend anything.
Financial disclosure
I prepare the full financial statement the IRS requires, documenting assets, income, and allowable expenses.
Offer submission
I build and submit the offer with supporting evidence and manage the initial payment structure.
IRS review and negotiation
I respond to examiner questions, defend the numbers, and negotiate through to a determination.
An Offer in Compromise is an agreement to settle your tax debt for less than the full amount owed. It exists because the IRS recognizes that some taxpayers genuinely cannot pay their full balance within the time the agency has to collect.
It is not a discount or a loophole. The IRS grants an offer only when your Reasonable Collection Potential — what they believe they could collect from your assets and future income — is less than what you owe. I run that calculation honestly before recommending an offer, because most taxpayers do not qualify, and promising one that will not succeed only wastes your money and time.
When an offer is the right path, I prepare a complete financial disclosure, build a defensible proposal grounded in the IRS formula, and manage every round of review. If a different resolution serves you better, I tell you so plainly and pivot to it.
Who this helps
- Taxpayers with limited assets and income that barely covers living expenses.
- People whose debt is large enough that the collection formula produces a number well below the balance.
- Those facing long-term hardship where full payment is not realistic within the collection window.
Questions about offers in compromise.
The 'pennies on the dollar' phrasing comes from advertising, not the IRS. An offer, when accepted, settles the debt for your Reasonable Collection Potential — which can be substantially less than you owe, but only when the formula supports it. I will show you the real number before you decide.
Installment Agreements
Settle your tax debt through manageable monthly payments negotiated with the IRS or state.
Read morePenalty Abatement
Reduce or remove IRS penalties when reasonable cause exists for the failure.
Read moreLien & Levy Resolution
Release, withdraw, or subordinate federal tax liens and stop levies on wages and accounts.
Read moreReady to lift the weight off your shoulders?
Schedule a confidential consultation. I'll review your situation and outline the options available to you — clearly, honestly, and without pressure.
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